Acceleration Savings

Acceleration Savings

The companion account for Acceleration Checking to complete the Acceleration Banking Package. When you make your Acceleration Checking work for you, we will help you start saving with Acceleration Savings.

Savings
Accounts

Savings Accounts

Our savings accounts offer a variety of solutions to make the most of the cash you have on hand after paying your current expenses.

Money
Markets

Money Markets

The perfect combination. A savings account that acts like a checking account. There are two options. The one that is right for you depends on the balance you plan to maintain.

Certificate
of Deposit

Certificate of deposit

A safe a secure savings option. Certificates of deposit allow you to choose the term and guarantee the rate until maturity.

Health
Savings

Health Savings

The savings account for those with high deductible health insurance plans. Designed to pay for qualified medical expenses incurred by you, your spouse and your dependents with tax free dollars.

Coverdell Education

Coverdell Education

A tax-advantaged account to designed to encourage savings to cover future education expenses including primary and secondary school, not just college or university education.

Acceleration Savings

Acceleration Savings

We want your money to work better for you. It’s something we call Acceleration Banking. Add Acceleration Savings to your Acceleration Checking account for the perfect pairing. Visit Acceleration Banking to learn more.

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Bonus Savings

Are you looking for a traditional way to save? Our bonus savings account is flexible and convenient.

  • Variable rate tiered account
  • Simple interest is paid to the account quarterly
  • Online Banking
  • Mobile Banking
  • eStatements
  • Telephone Banking
  • Link to your checking account for protection against overdrafts
  • Transaction Limits Apply
  • Minimum balance: $200
  • Monthly service charge (if minimum balance requirements are not maintained): $5
  • Minimum opening deposit: $100*

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Bonus Savings
Planned Savings

Planned Savings

With our planned savings account, you choose the event you want to save for, the payout date, and the amount you want to have automatically transferred from your checking or savings account. Plan for a vacation, a new car, the holidays, or any special purchase.

Kids Klub Savings

Kids Klub is a fun way for children to learn valuable money management skills and earn interest at the same time!

  • Welcome Packet
  • Membership Card
  • Rewards for Deposits
  • Variable rate tiered account
  • Simple interest is paid to the account quarterly
  • Transaction limitations apply
  • Monthly service charge: waived until age 18
  • Minimum opening deposit: $10*

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Kids Klub
Money Market Accounts

*Annual Percentage Yield (APY) Money Market Deposit Account: Promotional rate of 1.35% APY on balances up to $249,999.99 and .50% APY on balances $250,000.00 and over for new accounts effective as of 11/13/17 and guaranteed for the first 182 days after account opening. Promotional rate offered on $10,000 or more of new money not currently on deposit within last 30 days with CIBM Bank. Minimum opening deposit of $10,000.00. After 182 Day introductory period, the account will be converted to the Personal or Business Money Market. The interest rate on your account is subject to change at any time. As of 11/13/17 Personal Money Market balances of $0.00-$9,999.99 (.08% APY); $10,000.00-$24,999.99 (.10% APY); $25,000.00-$49,999.99 (.13% APY); $50,000.00-$99,999.99 (.14% APY); $100,000.00 and above (.15% APY). Monthly fee $2.00 per debit if $1,000.00 minimum balance not maintained. As of 11/13/17 Business Money Market balances of $0.00-$9,999.99 (.08% APY); $10,000.00-$24,999.99 (.10% APY); $25,000.00-$49,999.99 (.13% APY); $50,000.00-$99,999.99 (.14% APY); $100,000.00 and above (.15% APY). Monthly fee $15.00 service charge if $5,000.00 minimum balance not maintained. Fees may reduce earnings. Accounts closed within 6 months of opening date subject to a $25.00 closing fee. ††12 Month Certificate of Deposit & IRA: Promotional rate of 1.50% (APY) effective as of 11/13/17 and guaranteed for the term of the account. Offer limited to $10,000 or more of new money not currently on deposit within last 30 days with CIBM Bank. Minimum opening deposit of $2,500.00 and a maximum of $250,000.00. Withdrawals made prior to maturity may be subject to an early withdrawal penalty. Offer not available in combination with any other offer.

Personal Money Market Accounts

Enjoy competitive rates without risk. Accessibility and interest all rolled into one.

  • Simple interest is paid to the account monthly
  • Online Banking
  • Mobile Banking
  • eStatements
  • Telephone Banking
  • Link to your checking account for protection against overdrafts
  • Transaction limitations apply
  • Minimum balance: $1000
  • Monthly service charge (if minimum balance requirements are not maintained): $2 per debit
  • Minimum opening deposit: $100*

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Persoanl Money Market Account
Select Money Market Account

Select Money Market Account

Get check writing privileges with your savings account.

  • Variable rate tiered account
  • Simple interest is paid to the account monthly
  • Online Banking
  • Mobile Banking
  • eStatements
  • Telephone Banking
  • Link to your checking account for protection against overdrafts
  • Transaction limitations apply
  • Minimum balance: $25,000 or maintain a $2,500 minimum balance in a checking account
  • Monthly service charge (if minimum balance requirements are not maintained): $15
  • Minimum opening deposit: $100*

Our certificates of deposit earn a competitive rate while providing the safety of FDIC insurance.

  • Terms Range from 91 days to seven years
  • You choose how interest is paid: compound or transfer it to your checking or savings account each month
  • Automatically renewable
  • Early withdrawals may be subject to penalty
  • Minimum deposits as low as $500
Certificate of deposit
Health Savings Account

A great way for eligible individuals with high deductible health plans to save for qualified medical expenses. Whether you are planning ahead to pay for unexpected medical expenses or strategizing to offset your high deductible, a HSA could help save you money.

  • Variable rate tiered account
  • Interest is earned on collected balance, compounded daily and paid to the account monthly
  • Online Banking
  • Mobile Banking
  • eStatements
  • Telephone Banking
  • Debit Card with Rewards Program
  • Variety Pack of Checks
  • Minimum balance: $500
  • Monthly service charge (if minimum balance requirements are not maintained): $7
  • Minimum opening deposit: $100*

The CESA account is designed to help parents and students save for educational expenses. Amounts in the account grow tax free until distributed. Annual contributions are nondeductible and limited to $2,000 per beneficiary. They can only be made until the account holder or designated beneficiary reaches age 18. Visit your local branch for more information.

Coverdell Education

*An early closing fee in the amount of $25.00 may be debited from the account if account is closed prior to six (6) months.