Personal Banking

As much as our world has changed, there are some things that never will — like your commitment to family. At Central Illinois Bank, we understand that commitment. We keep things simple so you can focus on the things that are important to you. We offer products and services that help you create the life you want. We use technologies that help protect your assets, your privacy, and your security, and we do this without ever losing our focus — you.

SAVINGS ACCOUNTS

Bonus Savings Accounts
Our Bonus Savings Account is a traditional savings account that offers you a flexible and convenient way to save.

• Minimum opening deposit: $100

• Minimum balance: $200

• FREE Online Banking with eStatements

• Tiered variable rate of interest, compounded and credited quarterly

• Monthly service charge (if minimum balance is not maintained): $5

• The minimum balance requirement will not apply when a minor is the primary owner and on accounts established
under the Uniform Transfer to Minors Act

• Transaction limitations apply, if transactions exceed the legal limit, there is a $15.00 service charge per item

Planned Savings
Central Illinois Bank can help you plan and build your savings. You choose the event for which you want to save. Plan for a vacation, a new car, the holidays or any special purchase or annual expense. You choose the payout date. The amount you choose to save can be automatically transferred from your checking to your savings weekly, monthly or as often as you like.

• Minimum opening deposit $10.00

• Monthly service charge: None

• Interest applied to the collected balance compounded daily, paid to the account at maturity

• No accrued interest is paid when account is closed early

DIRECT DEPOSIT

For your convenience, Central Illinois Bank will help you establish the direct deposit of your payroll, retirement, or social security check so you won’t need to wait for the mail to have access to your funds.

For more information, contact a Personal Banker. Click here for locations