Personal Banking

As much as our world has changed, there are some things that never will — like your commitment to family. At Central Illinois Bank, we understand that commitment. We keep things simple so you can focus on the things that are important to you. We offer products and services that help you create the life you want. We use technologies that help protect your assets, your privacy, and your security, and we do this without ever losing our focus — you.

MONEY MARKET ACCOUNTS

Enjoy competitive rates without high risk. The higher your balance, the better the rate. While Money Market accounts have certain withdrawal limits, check writing privileges are available. There are two types of accounts to choose from. The one that is right for you depends on the average balance you plan to maintain.

Personal Money Market Account

•	Minimum opening deposit: $100
•	Minimum balance: $1,000
•	Monthly Service Charge (if minimum balance is not maintained): $2.00 per debit
•	Variable rate tiered account
•	Simple interest paid monthly
•	Transaction limitations apply. Transactions exceeding the legal limit will be assessed a $15.00 service charge per debit

Personal Index Money Market Account

•	Minimum opening deposit: $100
•	Minimum balance: $25,000 or maintain a $2,500 minimum balance in a checking or NOW account
•	Monthly service charge (if minimum balance is not maintained in either account): $15.00 per statement cycle
•	Variable rate tiered account
•	Simple interest paid monthly
•	Transaction limitations apply. Transactions exceeding the legal limit will be assessed a $15.00 service charge per debit.
•	Index is based on an Adjusted Money Fund Report Rate

For more information, contact a Personal Banker