As much as our world has changed, there are some things that never will — like your commitment to family. At Central Illinois Bank, we understand that commitment. We keep things simple so you can focus on the things that are important to you. We offer products and services that help you create the life you want. We use technologies that help protect your assets, your privacy, and your security, and we do this without ever losing our focus — you.
Are you looking to purchase a new car or make home improvements? Needing to secure funds for your child's college education? Maybe you're just looking for a way to maximize your personal finances and simplify your life. At Central Illinois Bank, we can help you with all of your borrowing needs (all loan subject to credit approval).
Home Equity Line of Credit
If you own your home, your best source of borrowing is right where you are. With a home equity loan or line of credit, the borrowed funds are secured by the equity you have in your home. If you'd like to consolidate your debt, finance a college education or make home improvements, consider a Central Illinois Bank home equity loan or line of credit. Interest payments may be tax deductible. Consult with your tax advisor for more information.
When you need extra money but don't want to draw on your savings and investments, talk to us about a personal loan. We offer secured and unsecured loans at competitive rates.
In your fast-paced life, it's becoming increasingly difficult to handle your finances in the efficient, thoughtful and well-planned manner you would like. Mistakes happen. Central Illinois Bank can help you avoid the costs and inconvenience associated with overdrafts. Reward yourself with peace of mind by taking advantage of our Overdraft Protection Reserve Account.
Central Illinois Bank has partnered with Elan Financial Services--one of the largest and most experienced Visa card issuers in the nation--to provide you with an excellent range of credit card services and benefits. Central Illinois Bank also offers Elan Visa Business and Visa Business Travel card.
For more information, contact a Personal Banker. Click here for locations.