Personal Banking

As much as our world has changed, there are some things that never will — like your commitment to family. At Central Illinois Bank, we understand that commitment. We keep things simple so you can focus on the things that are important to you. We offer products and services that help you create the life you want. We use technologies that help protect your assets, your privacy, and your security, and we do this without ever losing our focus — you.

  • Personal Checking Accounts

CHECKING ACCOUNTS

Free Checking
In a world where it seems there is a price to pay for everything, we are pleased to offer you something for free.
• Minimum to open: $100
• Monthly service charge: None
• Minimum balance: None
• No teller-assisted transaction fees
• Unlimited check writing privileges
• Free online banking
• Free online bill payment
• Free telephone banking
• Free variety pack of checks
• Free FlashPoint debit card

Money 101
We are pleased to offer an account designed specifically for our customers who are currently completing their college education.
• Minimum opening deposit: $101.00
• No monthly service charge for 4 years from the date the account is opened
• Unlimited check writing
• Free Flashpoint Debit Card
• Free online banking
• Free online bill payment
• Free telephone banking
• Free variety pack of checks

Personal Now Account
Earn a variable rate of interest on your checking account and enjoy the benefit of no monthly service charges when you maintain the minimum balance requirements.
• Minimum opening deposit $100
• Interest is earned on collected balance, compounded daily and paid to the account monthly
• Minimum balance: $500 or average daily balance of $1,000
• Monthly service charge (if minimum balance requirements are not maintained): $7
• Unlimited check writing privileges
• Free online banking
• Free online bill payment
• Free telephone banking
• Free variety pack of checks
• Free FlashPoint debit card

For more information, contact a Personal Banker. Click here for locations.