Central Illinois Bank

BANK OF CHOICE

Enhance Your Employee Benefit Package
“Bank of Choice” is a service we offer to valued commercial customers and their employees. The "Bank of Choice" account allows you the convenience and security of directly depositing their paycheck into a checking account at Central Illinois Bank. You will also save money on banking services through a complete package of free and discounted financial services.+

Contact a Personal Banker to learn about the eligibility requirements and complete program benefits.

"Bank of Choice" participants enjoy many benefits:

•	Free personal checking accounts
•	Receive a $50 bonus.++ A cash bonus will be automatically deposited into your new account upon activation of a direct deposit, which must be within 3 months of the account opening. No minimum balance requirement.
•	Complimentary standard checks or a 50% discount on a variety of additional styles
•	The Central Illinois Bank debit card, the FlashPoint Card, at no annual fee. The FlashPoint Card is a checking account debit card that electronically deducts purchases from a Central Illinois Bank checking account and in addition, provides 24-hour ATM access
•	A no annual fee credit card with a competitive interest rate that provides maximum convenience, flexibility and low cost. (Subject to credit approval. One transaction per year required to avoid an annual fee.)
•	Optional Overdraft Protection at no annual fee (Subject to credit approval)
•	Complimentary Ready Line service that allows 24-hour account access. By calling the Central Illinois Bank special toll free number, customers may obtain current account balance and history information, transfer funds between accounts, and much more
•	A .25% discount on any installment or home equity loan rate with automatic payment debited from your deposit account
•	Discount on Mortgage Closing Costs – refund up to $100 on the application fee
•	Complimentary signature guarantee and notary service
•	Free Online Banking
•	Free Online Bill Pay

+An early closing fee in the amount of $25 may be debited from the account if the account is closed prior to six (6) months.

++Cash bonus considered income and reportable on IRS form 1099-MISC

For more information, contact a Personal Banker. Click here for locations